Terms & Conditions

Welcome to Balaji Gullak Finance. By accessing or using this website, you agree to comply with and be bound by the following Terms & Conditions. Please read these terms carefully before using our website or services.

1. Acceptance of Terms

By accessing this website, you acknowledge that you have read, understood and agreed to these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of the website.

2. Our Services

Balaji Gullak Finance provides information, assistance and guidance related to financial products and services, including loans, insurance and investment solutions. The availability of any financial product is subject to eligibility, documentation, approval and the applicable terms of the concerned financial institution or service provider.

3. No Guarantee of Approval

Submission of an enquiry or application through our website does not guarantee approval, sanction or disbursement of any loan or financial product. Final approval, interest rates, tenure, fees and other terms are determined by the respective lender, insurer, financial institution or service provider.

4. Information Provided by Users

Users are responsible for providing accurate, complete and up-to-date information while submitting an enquiry or application. Providing incorrect, incomplete or misleading information may affect the processing of your request.

5. Use of Website

You agree to use this website only for lawful purposes. You must not use the website to submit false information, attempt unauthorized access, interfere with website functionality or engage in any activity that may harm the website or its users.

6. Financial Information

Information available on this website is provided for general informational and guidance purposes. Financial decisions should be made after considering your individual requirements and the applicable terms and conditions of the relevant financial product.

7. Third-Party Services

We may facilitate access to products or services offered by third-party lenders, insurers, financial institutions or other service providers. Their respective terms, conditions, policies, charges and eligibility requirements may apply.

8. Intellectual Property

All content, text, graphics, logos, images, designs and other materials available on this website are the property of Balaji Gullak Finance or their respective owners and may not be copied, reproduced, modified or distributed without prior permission.

9. Website Availability

We make reasonable efforts to keep the website available and functional. However, we do not guarantee that the website will always be available, uninterrupted, secure or free from errors.

10. Limitation of Liability

Balaji Gullak Finance shall not be responsible for any direct, indirect, incidental or consequential loss arising from the use of this website, reliance on website information or any decision made based on the information provided.

11. Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we collect, use and protect information provided by you.

12. Changes to Terms

Balaji Gullak Finance reserves the right to update or modify these Terms & Conditions at any time. Changes will become effective once they are published on this page. We recommend reviewing this page periodically.

13. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the applicable laws of India. Any disputes shall be subject to the jurisdiction of the appropriate courts in India.

14. Contact Us

If you have any questions regarding these Terms & Conditions, please contact Balaji Gullak Finance through the contact details provided on our website.

Last Updated: September 2026